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Mellody is President of Ariel Investments, a Chicago-based money management firm that serves individual investors and retirement plans through its no-load mutual funds and separate accounts. Additionally, she is a regular financial contributor and analyst for CBS News.
TOM: Happy New Year, Mellody!
MELLODY: Same to you, Tom!
TOM: This morning you are going to give us a few things to keep in mind so we start off the new year on a positive note.
Mellody: That’s right, Tom! Every time we turn the page on another year, it is always good to keep a few things in mind. Some of these things, like taxes, come like clockwork. Others are good to pay attention to in order to get in the right headspace and lay the groundwork to improve your financial footing.
Tom: So let’s start with the thing you can’t change: taxes.
Mellody: As you said…
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